regarding the immediate conversation above, my take is:
it's a dumb decision if you say it is.
it's a great decision if you say it is.
for me, it's a great decision for me to have spent, in my (finite budget) a "fortune" for two nice acoustic grands, and four keyboards, and tons of VST software, etc.
for me, it's a stupid decision to spend $0.20 more per gallon for gas, when I could've gotten it cheaper down the street.
human behavior. 🙂